TakeHomeKit
WHAT YOU KEEP AFTER FEES·RATES AS OF OCTOBER 2024

The Money Calculators That Start From What You Keep.

Marketplace commissions, processing fees, and postage costs can take a significant cut from your sales revenue. TakeHomeKit calculates your true take-home earnings or solves in reverse for your required list price.

Free to Use
No Sign-Up Required
Your inputs never leave your browser
Standard Published Schedules
REVERSE SOLVERRates as of October 2024

Reverse Price Calculator

$
net target
Presets:
$
$
$
0 = Free shipping
$
Etsy (US) Fee Model:Published Policy →
6.5% commission + 3% processing + $0.45 fixed.
Required List PriceRounded UP to cent
$30.34

Listing at this price guarantees you clear at least $10.01 (32.99% margin) after all Etsy (US) deductions.

Gross Order Flow:$30.34
Costs ($17.00) Fees ($3.33) You Keep ($10.01)
Buyer Gross Total$30.34
− Platform Commission (6.5%)−$1.97
− Payment Processing (3% + $0.45)−$1.36
− Item & Postage Expenses−$17.00
YOU KEEP (Net Profit)$10.01
No signup required
$0.00
Cost to Use
15
Money Tools Available
100%
Browser-Side Calculations
Oct 2024
Published Rate Baseline
FULL TOOL CATALOGUE

Browse All 15 Money Calculators

Every tool answers one question: "How much will I actually keep?" Pre-rendered with transparent mathematical formulas and published rates as of October 2024.

Seller & Reseller Tools (6)Marketplace Fee Rates (3)Creator & UGC Tools (3)Freelancer Tools (3)
Seller & Reseller ToolsPopular

Reverse Price Calculator

Solve backwards: Enter your desired profit and item costs to calculate the exact listing price needed.

Rates: October 2024Open Calculator →
Seller & Reseller ToolsEssential

True Profit Calculator

Calculate what you actually keep after platform take rates, payment processing, shipping supplies, and product costs.

Rates: October 2024Open Calculator →
Seller & Reseller ToolsComparison

Platform Comparison Calculator

Compare your item across Etsy, eBay, Whatnot, Poshmark, and Shopify side-by-side to see where you keep the most money.

Rates: October 2024Open Calculator →
Seller & Reseller Tools

Break-Even Price Calculator

Discover the exact lowest price you can accept without losing money after platform deductions and shipping costs.

Rates: October 2024Open Calculator →
Fee CalculatorsMarketplace

Etsy Fee Calculator

Calculate Etsy 6.5% transaction fees, 3% + 25¢ payment processing, and 20¢ listing fees across US, UK, and CA.

Rates: October 2024Open Calculator →
Fee CalculatorsMarketplace

eBay Fee Calculator

Calculate eBay final value fees (13.6% + 40¢) with shipping, category tiers, and store subscription rates.

Rates: October 2024Open Calculator →
Fee CalculatorsLive Shopping

Whatnot Fee Calculator

Calculate live auction and buy-it-now commissions (8.0% commission + 2.9% + 30¢ processing) on Whatnot.

Rates: October 2024Open Calculator →
Seller & Reseller ToolsNiche Tool

Card Grading Profit Calculator

Calculate whether submitting sports cards or Pokémon to PSA, BGS, or CGC will generate a profitable return after grading fees and selling cuts.

Rates: October 2024Open Calculator →
Seller & Reseller ToolsNiche Tool

Print-on-Demand Profit Calculator

Calculate net earnings on Printify, Printful, and Gelato products after supplier base costs, customer shipping, and Etsy or Shopify fees.

Rates: October 2024Open Calculator →
Creator ToolsCreator Suite

UGC Creator Rate Calculator

Calculate how much to charge brands for User Generated Content videos, commercial paid ad rights, and concept variations.

Rates: October 2024Open Calculator →
Creator ToolsCreator Suite

Sponsorship Rate Calculator

Calculate how much to pitch brands for sponsored YouTube videos, Instagram Reels, and dedicated newsletter slots.

Rates: October 2024Open Calculator →
Creator Tools

Engagement Rate Calculator

Audit your true follower engagement rate across Instagram, TikTok, and YouTube to support higher brand deal rate negotiations.

Rates: October 2024Open Calculator →
Freelancer ToolsFreelance Suite

Freelance Hourly Rate Calculator

Calculate the billable hourly rate needed to achieve your desired take-home salary after taxes, business software, downtime, and unpaid administrative hours.

Rates: October 2024Open Calculator →
Freelancer ToolsCareer Shift

Salary to Freelance Rate Calculator

Convert a full-time corporate salary into its true freelance equivalent, factoring in lost healthcare, 401(k) match, and paid time off.

Rates: October 2024Open Calculator →
Freelancer Tools

Freelance Day Rate Calculator

Convert your hourly rate into standard full-day and half-day client booking rates, with built-in buffer for context switching.

Rates: October 2024Open Calculator →
TRANSPARENT WORKFLOW

How TakeHomeKit Calculates

From desired profit to final list price in four straightforward steps.

01

Select Platform & Profit Goal

Choose your marketplace (Etsy, eBay, Whatnot, etc.) or set the exact net dollar or margin percentage you want in your bank account.

02

Enter Costs & Postage

Input your item acquisition cost (COGS), actual postage expense, and what you charge the buyer for shipping.

03

Instant Deduction Audit

Our pure mathematical engine applies standard published marketplace commission schedules and per-order transaction fees with zero client-side lag.

04

Price With Complete Certainty

TakeHomeKit rounds up to the next full cent, ensuring you never experience a fractional-penny shortfall on your final bank deposit.

COMMON QUESTIONS

Frequently Asked Questions

Everything you need to know about fee calculations, math accuracy, and privacy.

Why should I use a reverse calculator instead of a standard fee calculator?
Standard calculators require you to guess a list price and see the profit result. If the profit is too low, you have to guess again. TakeHomeKit reverse-calculates the exact required price in one step, guaranteeing you hit your profit target on your first listing.
How frequently are fee schedules updated?
Our calculations are based on standard published rate schedules as of October 2024. As marketplace terms and payment processor rates evolve, the models are updated to reflect current public seller schedules.
Is TakeHomeKit free to use with no sign-up?
Yes. All calculators run client-side in your browser. There are no logins, accounts, paywalls, or hidden limits. Your inputs never leave your browser.
Why does TakeHomeKit round prices up to the next full cent?
Standard financial rounding (round-to-nearest) can result in a 1-cent shortfall due to platform fractional commission cuts. By rounding UP to the next integer cent, our engine guarantees your bank payout will meet or exceed your specified goal.
Does TakeHomeKit include personal income taxes or sales tax?
No. Sales tax is collected and remitted directly by marketplace facilitator laws, and income taxes depend on your local tax bracket and business structure. TakeHomeKit models transactional platform costs so you know your operating margin before taxes.
NEVER LEAVE PROFIT ON THE TABLE

Stop Guessing Your Selling Prices.

Use our reverse calculation engine to guarantee your desired take-home profit before listing your next product or pitching a client proposal.

No account or card needed Your inputs never leave your browser Rates as of October 2024