TakeHomeKit
ComparisonRates as of October 2024· Browser-Side Math

Platform Comparison Calculator

Compare your item across Etsy, eBay, Whatnot, Poshmark, and Shopify side-by-side to see where you keep the most money.

SIDE-BY-SIDE MATRIX

Platform Comparison Calculator

Same item, same costs — see which marketplace deposits the highest profit in your bank account.

Maximum Profit WinnerShopify Store (+$8.10)
$
$
$
$
Rank #1 Most Profit

Shopify Store

YOU KEEP
$33.10
Gross:$55.00
Fees:−$1.90
Rank #253.31% margin

Etsy (US)

YOU KEEP
$29.32
Gross:$55.00
Fees:−$5.68
Rank #352.91% margin

Whatnot (US)

YOU KEEP
$29.10
Gross:$55.00
Fees:−$5.90
Rank #449.31% margin

eBay (US)

YOU KEEP
$27.12
Gross:$55.00
Fees:−$7.88
Rank #545.45% margin

Poshmark (US)

YOU KEEP
$25.00
Gross:$55.00
Fees:−$10.00

Quick Answer: Core Formula & Key Drivers

Comparing platforms on a $50 sale: Shopify nets the highest ($46.85) due to zero marketplace take-rate, Whatnot nets $44.25 (8% commission), Etsy nets $44.80 (6.5% + 3% + 45¢), and eBay nets $42.80 (13.6% + 40¢). Selling through an owned Shopify store saves $3–$5 per transaction over marketplaces.

Published Marketplace Fee Schedules

Cost ParameterPublished RateApplication BaseRate Schedule Date
Platform CommissionStandard ScheduleGross hammer / listing priceOctober 2024
Payment Processing2.9% - 3.3% + FixedGross order total charged to cardOctober 2024
Arithmetic PrecisionCeiling Round-Up CentGuarantees net payout meets goalStandard
STEP-BY-STEP MATHEMATICAL PROOF

Worked Example: $50 Item Multi-Platform Showdown

Scenario: You have an item priced at $50.00 with $5.00 shipping charged and $15.00 inventory cost.

Etsy US Net: $55 gross - $5.53 fees - $15 cost
$34.47
eBay US Net: $55 gross - $7.88 fees - $15 cost
$32.12
Whatnot US Net: $55 gross - $5.90 fees - $15 cost
$34.10
Shopify Store Net: $55 gross - $1.90 fees - $15 cost
$38.10
✓ Shopify leaves you with $3.63 more per order than Etsy and $5.98 more than eBay.

What Is Not Included In This Model

To maintain mathematical integrity, our tool excludes subjective or location-dependent expenses:

  • ✕Monthly platform subscription costs (e.g. Shopify $39/mo or eBay Store subscriptions)
  • ✕Customer acquisition / ad costs to drive traffic to independent stores

Frequently Asked Questions

Which platform has the lowest seller fees?+

For independent stores, Shopify Payments (2.9% + 30¢) is lowest. Among marketplaces, Depop and Mercari operate 0% seller fee models, while Whatnot charges 8% and Etsy charges 6.5% + 3%.

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